FLEXIBLE BUSINESS LOAN

Our flexible business loans can give you the funds you need for your business, quick and easy with no mortgage security required.

Get the funds you need without mortgage security

With no mortgage security^ required, our flexible business loan provides a hassle-free solution that helps to free-up cash flow.

  • A flexible loan with no mortgage security needed

  • Ideal for growing businesses

  • Simple application process

  • Rates from 14.45% p.a.

Easy to understand features, variables and fees

Features

Maximum loan amount* $500,000.00

Minimum loan amount $50,000.00

Minimum loan term 12 months

Maximum loan term Up to 30 years

Principal & interest ✅

Interest only^ ✅

Repayments - Weekly, fortnightly, monthly ✅

Redraw ✅

Fees

Loan establishment fee** ✅

Discharge fee ✅

Deferred facility fee*** ✅

Service fee ✅

Valuation fee ✅

Loan variables

Security - determined on application assessment

Time in business - ≥ 2 years

Loan purpose – includes working capital, inventory purchase, equipment purchase, business acquisitions, refinance (including tax debt)****

Things you should know:

^No mortgage security required. Other forms of security will apply.

*Loan amount may vary based on information provided.

**Fee can be capitalised into the loan.

***Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fee prior to settlement.

****Additional documentation may be required upon assessment.

Frequently asked questions

  • If you’re looking to grow your business, a business loan can be an excellent tool to help you take the next step forward. If you’ve just started out, a business loan can support you to cover the initial start-up costs and help to get things moving. Or, if you have an established business, a business loan can support you to expand your operations, upgrade your equipment or cover any extra expenses. Whatever your goals, Model Capital Solutions free-thinking business loans can help you achieve them, sooner.

  • If you’re looking to grow your business, a business loan can be an excellent tool to help you take the next step forward. If you’ve just started out, a business loan can support you to cover the initial start-up costs and help to get things moving. Or, if you have an established business, a business loan can support you to expand your operations, upgrade your equipment or cover any extra expenses. Whatever your goals, Model Capital Solutions free-thinking business loans can help you achieve them, sooner.

  • If you’re looking to grow your business, a business loan can be an excellent tool to help you take the next step forward. If you’ve just started out, a business loan can support you to cover the initial start-up costs and help to get things moving. Or, if you have an established business, a business loan can support you to expand your operations, upgrade your equipment or cover any extra expenses. Whatever your goals, Model Capital Solutions free-thinking business loans can help you achieve them, sooner.

  • At Model Capital Solutions, we don’t believe your past should affect your future, that’s why we look at an applicant’s whole story to find more ways to get to yes. Even if you have a history of bad credit and need a loan to help your business grow, reach out to Model Capital Solutions today and see if we can help. You might be surprised at the options available to you.

Ready to get moving?

Wherever you are in your journey, help is here however you need it.