LEASE INCOME LOAN

Our convenient lease income loans provide a streamlined commercial solution that relies only on income from the lease to cover repayments.

Give your business the boost it needs

With our short-term commercial loan option, you can get a quick cash injection to support you on your next adventure.

  • Fast business finance solution

  • Ideal for investments or acquisition

  • No financials required

  • Rates from 9.55% p.a.#

Easy to understand features, variables and fees

Features

Maximum LVR 80% ✅

Maximum loan amount* $8,000,000.00

Minimum loan amount $100,000.00

Principal & interest ✅

Interest only^ ✅

Redraw ✅

Maximum loan term               Up to 30 years

Repayments - Weekly, fortnightly, monthly ✅

Investors only ✅

Fees

Application fee^^ ✅

Establishment Fee^^^ From 1.00%

Service fee ✅

Valuation fee - Varies

Settlement fee ✅

Documentation fee ✅

Redraw fee^^^^ ✅

Deferred facility fee^^^^^ ✅

Discharge fee^^^^^^ ✅

Things you should know:

#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please email us at info@modelcapitalsolutions.com for more details.

Subject to loan to value ratio (LVR) restrictions.

+++Loans with an Interest Only period are subject to a 0.15% interest rate loading.

^Other Fees and charges are payable.

^^Application fee may apply depending on assessment criteria.

^^^The establishment fee is calculated as a percentage of the loan amount and has a minimum fee depending on assessment criteria.

^^^^Minimum redraw amount may apply.

^^^^^Deferred facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fee prior to settlement.

^^^^^^Discharge fee plus legal fees and government charges are due upon loan finalisation.

Frequently asked questions

  • A commercial loan is designed to help you invest in commercial property, fund business operations or to buy business equipment. A commercial loan typically uses commercial property as the security and can be an ideal option for those looking to purchase a business premises or build a commercial property portfolio. With a range of free-thinking commercial lending options, Model Capital Solutions and its Direct Lender partners has competitive solutions for all kinds of borrowers.

  • Whether you need funds for investment, acquisition, or other cash demands, a short-term commercial loan can deliver a fast finance boost to make the most of opportunities that arise. While it can be used for virtually any business purpose, it may not always be the best option for your goals or plans. For support to review your options and determine which option is right for your business, a Model Capital Solutions Adviser can help.

  • To apply for a lease income loan, you may need to provide details of the property or purpose of the loan, plus documentation of your current financials. Documentation requirements can vary based on the type of commercial loan you are looking for, and we also offer a low-doc option with flexible income verification. For support to review your options and determine which option is right for you, a Model Capital Solutions Adviser can help.

  • If you’re looking to build your property portfolio, a commercial loan can be a great way to get ahead. As commercial properties tend to have longer rental periods, they can provide greater rental certainty with fewer ongoing expenses. With a range of flexible commercial lending options, we’re here to help you reach your individual investment goals.

  • At Model Capital Solutions, we understand that things don’t always go according to plan, and that there is often more to the story than what’s listed in a borrower’s credit file. We assess each commercial loan application on a case-by-case basis to provide tailored lending solutions, even if you have a blemish on your credit history.

Ready to get moving?

Wherever you are in your journey, help is here however you need it.